Personal Health Insurance
from the Nation’s
TOP Carriers.

Value. Coverage.
Peace of Mind.

Protect your health and your family

What is it?

We offer a variety of health insurance coverage plans to protect you and your family.
You cannot predict the future. But with our health plans, you can count on the support you need to live a healthier life from America’s top health care providers.

What is Affordable Care Act (also known as ObamaCare)?

It is a legal requirement, under provisions of the Affordable Care Act. All U.S. citizens including children must have a qualifying health care plan that covers a minimum of 10 essential standardized benefits or pay a tax penalty.

You cannot be denied coverage or charged a significantly higher premium because of a pre-existing condition or your gender. All coverage is renewable, if you choose to renew it. Your health insurance can only be canceled for non-payment of premiums or fraud.

The Affordable Care Act allows individuals to buy qualifying plans through government-operated exchanges (marketplaces) or in the private market place. Wherever you purchase your plan, your coverage will be provided by a private insurance company and will comply with the provisions of the Affordable Care Act.

The Affordable Care Act is complicated. Contact one of our licensed agents to get more information at (800) 363-6300.


How to save for our health care?

Saving money on health care can be a challenge. But we’re here to help. One of the best ways to save on your health care is to utilize services offered within your provider’s network or “in-network”. This is how:

Network Volume Discount – Each insurance provider has its own network of health care providers which include doctors, specialists, dentists, hospitals and other facilities. These health care providers have a contract with your insurance provider to provide the same high quality service at a lower cost to their members – you.

Why out-of-network care costs more?

When you go to see one of your in-network health care providers, your plan pays for some of the doctor or hospital’s bill. Since out-of-network providers have not agreed to pay your plan’s contract rates, they can charge you more for their services.

What plans are available to me?

In addition to our traditional Personal Health coverage plans, we also offer a broad range of specialty products to meet your needs as well as those of your family’s:

• Life Insurance • Major Medical • Accident Insurance
• Dental • Group Health • Disability
• Vision • Critical Illness • RX Pharmacy

For product details, comparing options and finding the right Personal Health insurance coverage, please speak with one of our Licensed Agents.

Call us Toll Free (800) 363-6300

*Tax and/or legal advice is not offered by 800LifeInsuranceNow, or their affiliated companies. This material is provided for informational purposes only and should not be construed as tax, or legal advice. Clients and other interested parties must consult with and rely solely upon their own independent financial professional regarding their particular situation and the concepts presented here.

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