Group Health Insurance
from the Nation’s
Peace of Mind.
Economical group Healthcare
What is it?
A group health insurance plan is a key component of many employee benefits packages that employers provide for employees. The majority of Americans have group health insurance coverage through their employer or the employer of a family member. Group Health benefits are one of the major incentives for employers to attract and retain a high quality work force.
What it’s not!
Group Health Insurance poses fewer restrictions to membership than Personal Health Insurance. Insureds are obligated to accept whatever limits of coverage are imposed on the group. In practice, this means that insureds are less able to customize a policy to individual needs. Group policies usually require that claims be filed, and may have high deductibles. Generally preventive care is not covered. Low limits for major medical, mental health, and/or chemical dependency treatment may also be part of group health policies.
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Benefits of Group Health Insurance
- As an incentive, attract & retain a high quality work force
- Less costly than individual personal health insurance
- Mostly no pre-existing illness denial
- Large network of doctors, hospitals and care providers
- Outside the network options
- Some tax incentives
What plans are available to me?
Employers and organizations – We offer a range of solutions to help meet your employees’ needs and your company’s budget.
Small Business – We can offer a wide array of health insurance programs for your employees at a price that you can afford.
Specialty Benefits plans – In addition to our traditional Group coverage plans, we also offer a broad range of specialty products to meet your needs as well as those of your employees:
|• Life Insurance||• Major Medical||• Accident Insurance|
|• Dental||• Personal Health||• Disability|
|• Vision||• Critical Illness||• RX Pharmacy|
For product details, comparing options and finding the right Group Health insurance coverage, please speak with one of our Licensed Agents.
Call us Toll Free (800) 363-6300
*Tax and/or legal advice is not offered by 800LifeInsuranceNow, or their affiliated companies. This material is provided for informational purposes only and should not be construed as tax, or legal advice. Clients and other interested parties must consult with and rely solely upon their own independent financial professional regarding their particular situation and the concepts presented here.