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Protect yourself against hazards of life

What is it?

Individual disability income insurance helps protect a portion of your income and provides financial protection if you become disabled for an extended period of time.

Who needs it?

Anyone who depends on their income to pay the bills or maintain their lifestyle should consider disability income insurance protection. An estimated 11 million U.S. adults need some type of long-term care.

What is covered?

A percentage of your earned income is covered. Generally speaking, the benefits paid on an individually owned disability income insurance policy are tax-free.


Key Features of Disability Income Insurance

  • Helps protect a portion of your earned income to help maintain your current lifestyle.
  • Can complement existing disability benefit coverage that may be available to you.
  • Fully portable. You own the policy and can take it with you throughout your career.
  • Benefits are usually tax free.

Potential financial loss!

Over your entire career, your income is often your single, most important asset. A permanent disability can have a significant impact on you and your family.

For example, a 40-year old worker with an annual salary of $80,000 who suddenly experiences a permanent disability may lose up to $2,000,000 in potential earnings by age 65.


Protect your and your loved ones future. Contact one of our friendly licensed professionals to identify the right coverage at a right price for you – in less than 5 minutes.

Call us Toll Free (800) 363-6300

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